Address not disclosed Palmyra, VA 22963
3 Beds
2 Baths
1,568 SqFt
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Active
Purchase Type For Sale
Square Footage 1,568 sqft
Price per Sqft $251
Subdivision Lake Monticello
MLS Listing ID VAFN2000546
Style Colonial
Bedrooms 3
Full Baths 2
HOA Fees $129/mo
HOA Y/N Y
Abv Grd Liv Area 1,568
Year Built 2002
Annual Tax Amount $2,679
Tax Year 2025
Lot Dimensions .34
Property Sub-Type Detached
Source BRIGHT
Property Description
First-time Home Buyers -- Vacation Home Buyers -- International, Corporate, Investor Buyers...Now is the time to buy...
Welcome to 89 Riverside Drive, an exceptional 3-bedroom, 2.5-bath home located inside the coveted, amenity-rich Lake Monticello community. Offering 1,568 sq ft of comfort and charm, this beautifully maintained property features multiple outdoor living spaces, modern updates, lake-lifestyle amenities, and fantastic potential for added value.
Interior Features
3 Bedrooms 2.5 Baths
Vaulted primary suite with Jack-and-Jill double vanity, jetted soaking tub, and great natural light
Stainless steel appliances in the kitchen
Wood floors on the main level; carpeted bedrooms upstairs
Ceiling fans throughout
Beautiful living room with a wood-burning fireplace
Unfinished basement with separate entrance—ideal for future in-law suite, rental, or studio
Two hobby/workbenches for crafts, woodworking, or projects
Water filtration system
Two-zone HVAC system for efficiency
Exterior Features
Multi-level back deck with sliding glass doors—perfect for grilling and entertaining
Large, welcoming front porch for watching the world go by
Outdoor hot tub/Jacuzzi conveys
Canoe and kayak convey with sale—start enjoying the lake immediately
Fully fenced backyard—great for children and pets
Backyard fire pit ideal for cool evenings, s'mores, and gatherings
Community & Lifestyle
Located in the highly desirable Lake Monticello subdivision, this home provides access to an impressive array of amenities centered around a 317-acre recreational lake.
Lake & Water Activities
Marina access, boat launches, slips
Boating, fishing, kayaking, paddleboarding
Five community beaches
Sports & Recreation
18-hole golf course (“shot-maker's course”)
Tennis courts
Pickleball courts
Playgrounds, ballfield, walking track
Community Facilities
Two full-service clubhouses available for events
Outdoor swimming pool
Fitness center(s) with cardio/strength equipment
Access to indoor pool/sauna (at various nearby facilities)
Dining & Convenience
On-site dining at The Pub and seasonal pool snack bars
Close to restaurants, shopping, and Food Lion off Thomas Jefferson Parkway
Professional services nearby: dental, eye care, pharmacy, etc.
Public water/sewer, curbside trash pickup
Lets face it...89 Riverside Drive offers the perfect blend of comfort, charm, and opportunity—complete with its own hot tub, multi-level deck, fenced yard, and basement conversion potential. Whether you're seeking a primary residence, vacation home, or investment property, this home captures the best of Lake Monticello living.
Location
State VA
County Fluvanna
Zoning R-4
Rooms
Other Rooms Living Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Bathroom 1, Bathroom 2
Basement Outside Entrance, Walkout Level
Interior
Interior Features Primary Bath(s)
Hot Water Electric
Heating Heat Pump(s)
Cooling Heat Pump(s), Multi Units, Programmable Thermostat, Zoned, Central A/C, Ceiling Fan(s)
Flooring Carpet, Hardwood
Fireplaces Number 1
Fireplaces Type Wood
Inclusions Refrigerator, Washer, Dryer, Inflatable hot tub, water filtration system, water softener, canoe and kayak.
Equipment Dryer, Washer, Washer/Dryer Hookups Only
Furnishings No
Fireplace Y
Window Features Insulated,Vinyl Clad
Appliance Dryer, Washer, Washer/Dryer Hookups Only
Heat Source Electric
Laundry Main Floor, Dryer In Unit, Washer In Unit
Exterior
Exterior Feature Deck(s), Porch(es)
Parking Features Garage - Front Entry, Garage Door Opener
Garage Spaces 2.0
Fence Board, Partially, Rear
Utilities Available Cable TV Available, Electric Available, Phone, Sewer Available, Under Ground, Water Available
Amenities Available Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Golf Club, Lake, Meeting Room, Picnic Area, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground
Water Access N
View Other, Trees/Woods
Roof Type Architectural Shingle
Street Surface Black Top
Accessibility None
Porch Deck(s), Porch(es)
Road Frontage HOA, City/County, Road Maintenance Agreement
Attached Garage 2
Total Parking Spaces 2
Garage Y
Building
Lot Description Landscaping, Level, Sloping, Stream/Creek
Story 3
Foundation Concrete Perimeter
Above Ground Finished SqFt 1568
Sewer Public Sewer
Water Public
Architectural Style Colonial
Level or Stories 3
Additional Building Above Grade
Structure Type Vaulted Ceilings,Dry Wall
New Construction N
Schools
Middle Schools Fluvanna
High Schools Fluvanna County
School District Fluvanna County Public Schools
Others
Pets Allowed Y
HOA Fee Include Common Area Maintenance,Insurance,Management,Pier/Dock Maintenance,Reserve Funds,Road Maintenance,Snow Removal,Trash
Senior Community No
Tax ID 18A 6 32
Ownership Other
SqFt Source 1568
Security Features Security System,Smoke Detector,Surveillance Sys
Acceptable Financing Cash, Conventional, Exchange, FHA, FHA 203(b), FHA 203(k), FHA Energy Efficient Mortgage Qualified, FHVA, Negotiable, USDA, VA, Variable, Other, State GI Loan, Private, Joint Venture
Horse Property N
Listing Terms Cash, Conventional, Exchange, FHA, FHA 203(b), FHA 203(k), FHA Energy Efficient Mortgage Qualified, FHVA, Negotiable, USDA, VA, Variable, Other, State GI Loan, Private, Joint Venture
Financing Cash,Conventional,Exchange,FHA,FHA 203(b),FHA 203(k),FHA Energy Efficient Mortgage Qualified,FHVA,Negotiable,USDA,VA,Variable,Other,State GI Loan,Private,Joint Venture
Special Listing Condition Standard
Pets Allowed Cats OK, Dogs OK
